What is Clear to Close?

What Does "Clear to Close" Mean?

The "Clear to Close" (CTC) is one of the most exciting milestones in your home-buying journey! It means that your mortgage lender and underwriter have fully reviewed and approved your loan—including all required documentation, financial statements, and bank accounts.

With the CTC in place, your lender is confirming that they are ready to fund your loan and move forward with closing, bringing you one step closer to owning your new home! 

What Happens After You Receive Clear to Close?

Scheduling Your Closing

• Once we receive the CTC, the attorneys will coordinate the final closing date, time, and location.

• You will be notified as soon as everything is confirmed so you can prepare accordingly.

Final Walk-Through

• We will also schedule your final walk-through, which typically takes place the day before or morning of closing.

• This allows you to inspect the home one last time before officially signing the paperwork.

Next Steps

If you have any questions about your Clear to Close or what to expect at closing, feel free to reach out. You're almost at the finish line!